Water Mains Contractor Insurance

Maximize your savings with significant discounts of up to 40% on insurance tailored exclusively for water mains contractors. At PBIB, we prioritize your satisfaction by delivering insurance quotes sourced from a diverse array of providers. This ensures that you receive the most competitive rates available, along with coverage that is finely tuned to address your unique requirements. Additionally, we offer flexibility in payment options, allowing you to choose between annual or monthly payments to align seamlessly with your financial preferences.

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We typically recommend the following coverage for Water Mains Contractor Insurance

In my capacity as an insurance broker specializing in coverage for artisan and general contractors, including those operating in the water mains contracting industry, here are some essential insurance coverages that I would highly recommend for water mains contractors. These coverages are designed to provide comprehensive protection for their businesses:

  1. General Liability
  2. Workers Compensation
  3. Commercial Auto
  4. Professional Liability
  5. Tools and Equipment
  6. Property
  7. Bonding

Save up to 40% on Water Mains Contractor Insurance

PBIB specializes in insurance for water mains contractors. Our focus is on providing tailored coverage at competitive prices. You can choose flexible payment options, including monthly or annual plans. Your water mains contractor insurance needs are our priority.


General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:


  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Water Mains Contractors

For Water Mains Contractors, safeguarding your business from potential third-party claims is paramount. General Liability insurance is the cornerstone of protection for your specific trade. Even a minor oversight can lead to substantial consequences for your business. In the event that a third party sustains an injury or property damage related to your services, it could trigger a lawsuit that threatens the very existence of your company. Our General Liability insurance is tailored to shield your workforce, assets, and overall business from such vulnerable situations and the associated legal battles.

In certain states or regions, possessing General Liability insurance may be a mandatory requirement for obtaining a Water Mains Contractor license. At PBIB, we offer comprehensive certificate services during weekdays and convenient self-service options 24/7, ensuring insurance accessibility on your terms.

With General Liability coverage, you can mitigate the financial burdens associated with third-party medical expenses, property damage claims, legal fees, and defense costs in the event of a lawsuit. Don’t wait until you’re facing a crisis – secure your Water Mains Contractor business today.

Workers Compensation for Water Mains Contractor Insurance

For Water Mains Contractors, our unwavering commitment is to deliver the best policies available in the industry, with a strong emphasis on the safety and protection of you and your workforce in the event of injuries or illnesses. Our Workers’ Compensation policies are meticulously designed to cover your employees’ medical expenses and lost income, facilitating their swift recovery. Additionally, in case of any legal disputes, our workers’ comp policy will stand as a protective barrier for you. Opt for us to secure a policy that ensures the safety of you and your water mains contracting team. Even if you don’t employ workers, our workers’ compensation policy can be tailored to meet your specific needs and the expectations of your clients.

In specific regions or counties, obtaining Workers’ Compensation insurance may be a mandatory prerequisite for obtaining a Water Mains Contractor license. At PBIB, we offer full-service certificates during regular business hours and provide self-service certificates 24/7, ensuring that your insurance needs are met conveniently.

Our Workers’ Compensation policy for Water Mains Contractors covers medical expenses, disability and retraining costs, lost wages, survivor benefits, and employer liability for your injured employees. Make the prudent choice to invest in our policy today, guaranteeing comprehensive protection for you and your water mains contracting business.

Commercial Auto for Water Mains Contractor Insurance

For Sign Contractor companies, Commercial Auto insurance is a fundamental aspect of your coverage, often a requirement for various projects. At PBIB, we recognize the vital role your fleet plays in your operations and offer comprehensive insurance tailored to protect your vehicles in case of accidents or theft, ensuring minimal disruption to your business. We provide complete insurance certificates from Monday to Friday to ensure you can initiate your work without delay, and our 24/7 self-service certificates empower you to access coverage on your terms, giving you the flexibility, you need. This is what we call “Insurance on your schedule.” Commercial Auto insurance for Sign Contractor businesses can assist you in covering:

  1. Hired & Non-Owned Auto incidents, including legal defense for employees using their own vehicles.
  2. Medical expenses resulting from injuries.
  3. Repairs for vehicle collisions involving your own and third-party vehicles.
  4. Legal fees and defense support.
  5. Reimbursement for rental vehicles when needed.

Tools & Equipment for Water Mains Contractor Insurance

Water Mains Contractor Insurance is a specialized policy crafted to address the unique risks faced by professionals in the water mains contracting industry. Your tools and equipment are vital for your business, and our coverage, often categorized as inland marine insurance, prioritizes their protection. It ensures that your valuable equipment is shielded against theft and damage, whether it’s on-site, in storage, or in transit. With this insurance, you can rely on coverage for:

  1. Your owned or rented water mains contractor tools and equipment.
  2. Employee tools and equipment (Optional).
  3. Borrowed equipment (Optional).
  4. The cost of renting interim equipment (Optional).

This personalized insurance ensures the security of your assets, allowing your water mains contracting business to thrive, even in the face of unexpected challenges.

Professional Liablity for Water Mains Contractor Insurance

Professional Liability insurance, often referred to as errors and omissions (E&O) insurance, holds significant importance for water mains contractors like yourself. As a contractor in the water mains industry, your responsibility lies in ensuring that your work is executed with precision, adhering to industry standards. Nonetheless, errors can occur, and in the event that you are held accountable for damages, professional liability insurance serves as a crucial safeguard against financial setbacks.

This insurance coverage offers a shield against various potential risks:

  • Protection against legal risk
  • Coverage for claims and financial risk related errors and omissions in their work

License Bonds for Water Mains Contractor Insurance

As a dedicated commercial insurance broker specializing in insurance for artisan and general contractors, particularly those in the Water Mains contracting industry, I recognize the critical importance of securing the right coverage to safeguard your business and meet your licensing requirements.

When it comes to obtaining or maintaining your contractor license for Water Mains services in various states, a license bond is a fundamental necessity. This bond serves as a solid guarantee that you will adhere to all state regulations and handle customer deposits responsibly.

At PBIB, our expertise lies in providing tailor-made bonds, including performance and payment bonds, meticulously designed to address the specific needs of Water Mains contractors like you. Whether you’re starting your contracting journey or have a well-established track record, we understand that factors such as your personal credit history and the nature of your contracting work can influence the cost of the bond.

To make the process seamless and efficient, you can simply indicate your state and the type of bond you require or choose from a list of options on our platform. Within minutes, you can obtain an instant quote and complete the necessary steps online.

Our coverage options for Water Mains Contractor Insurance encompass:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

With PBIB’s specialized support, you can have peace of mind knowing that your Water Mains contracting business is comprehensively protected and compliant with licensing requirements. We’re here to assist you every step of the way in securing the right coverage for your unique needs.