Painting Contractor Insurance
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We typically recommend the following coverage for Painting Contractor
PBIB is committed to helping you protect your Painting business from potential losses. We understand that every business has unique insurance needs, which is why we offer a variety of coverage options to best fit your individual requirements. We recommend the following insurance coverages to safeguard your Painting Contractor business from common risks, including property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, as well as legal fees and indemnity:
- General Liability
- Workers Compensation
- Commercial Auto
- Professional Liability
- Tools and Equipment
- Property
- Bonding
Save up to 40% on Painting Contractor Insurance
PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.
PAINTING CONTRACTOR STANDARD COVERAGES
General Liability for Electrical Contractors:
Worker's Compensation:
Commercial Auto:
Tools & Equipment:
Excess Liability for Electrical Contractors:
Notes*
- Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
- Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
- Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.
We offer services to help you get the business insurance coverage you need
General Liability for Painters
Protecting your Painting business from potential third-party claims is essential for your success. That’s why General Liability insurance is the most important coverage for Painters. This coverage protects your business from claims related to property damage or bodily injury resulting from your work product. A single mishap can have a lasting impact on your business, potentially leading to serious consequences like lawsuits or financial losses. At PBIB, we prioritize protecting your business assets, employees, and overall company from these types of vulnerable circumstances and devastating lawsuits.
It’s worth noting that General Liability insurance may be a legal requirement for your Painting Contractor license in your state or county. At PBIB, we make it easy to get the coverage you need by providing full-service certificates Monday through Friday, as well as 24/7 self-service certificates – this is what we call “Insurance on your time”. With our comprehensive insurance solutions, you can focus on what you do best and let us take care of protecting your business. Contact us today to learn more about our General Liability insurance for Painters.
General Liability for Painters can help you pay for:
- Medical payments for 3rd party injuries
- Property damage to 3rd party property
- Legal fees and defense
Workers Compensation for Painters
Protecting your employees is crucial for the success of your Painting Contractor business, and that’s where Workers’ Compensation insurance comes in. At PBIB, we offer the best policies in the industry to ensure that you and your workers are covered in the event of an injury or illness. This coverage pays for employees’ medical costs and helps recoup lost income, allowing your workers to get back on their feet quickly. Plus, in the event of a lawsuit, Workers’ Compensation insurance will also protect you.
Even if you don’t have employees, we have policies that can provide the coverage your customers require while protecting you from potential losses. Our goal is to provide you with a policy that safeguards both you and your workers, no matter what.
It’s worth noting that Workers’ Compensation insurance may be required for your Painting Contractor license in your state or county. At PBIB, we make it easy to get the coverage you need by providing full-service certificates Monday through Friday, as well as 24/7 self-service certificates – this is what we call “Insurance on your time”. Contact us today to learn more about our Workers’ Compensation insurance solutions and find the right coverage for your specific needs.
Workers’ Compensation for Painters can help you pay for:
- Medical expenses of your injured employees
- Disability & Retraining of your employee.
- Lost wages
- Survivor benefit
- Employer liability
Commercial Auto for Painters
As a Painter, you rely on your company vehicles to transport yourself, your materials, and your tools to and from job sites. At PBIB, we understand the value of your wheeled workforce and offer comprehensive insurance coverage to protect you if your trucks are damaged or stolen. Our goal is to get you back on the road and working as quickly as possible.
Commercial Auto insurance is an important coverage for Painters, as it is often required for many projects. At PBIB, we offer full-service insurance certificates Monday through Friday, as well as 24/7 self-service certificates – this is what we call “Insurance on your time”. With our flexible and convenient options, you can access the coverage you need no matter what. Don’t let unexpected vehicle damage or theft slow down your business – get the insurance you need to keep moving forward with PBIB. Contact us today to learn more about our Commercial Auto insurance solutions for Painters.
Commercial Auto for Painters can help you pay for:
- Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
- Medical expenses from injuries
- Collision repairs to your and 3rd party vehicles
- Legal fees & Defense
- Rental vehicle reimbursement
Tools & Equipment for Painters
Tools and equipment for Painters insurance is designed to protect your high-value movable property. Tools and equipment coverage, also known as inland marine insurance, protects your hard-working assets from common risks like theft and damage, at the site, in storage or as you transport them to and from your worksite.
Tools & Equipment for Painters can help you pay for damaged or stolen:
- Tools & Equipment owned or rented by you
- Employee tools and equipment (Optional)
- Borrowed equipment (Optional)
- Cost of renting interim equipment (Optional)
Professional Liability for Painters
As a professional painter, it’s essential to have professional liability insurance to protect yourself and your business against claims of negligence, errors, or omissions that could result in financial losses or legal action. Professional liability insurance, also known as errors and omissions insurance, covers the cost of defending against such claims and any damages that may be awarded. Don’t take the risk of operating without this vital coverage. Contact an insurance professional today to get the protection you need for your painting business.
Professional Liability Insurance can help your business with:
- Protection against Legal risk
- Coverage for claims and financial risk related to errors and omissions in their work.
License Bonds for Painters
If you are a contractor, obtaining or maintaining your license likely requires a license bond, which serves as a guarantee that you’ll comply with state laws and regulations and not abscond with customer deposits. While license bonds can be obtained for as low as $70, the cost may vary depending on factors like personal credit, license history, and contractor classification.
At our company, we specialize in writing various types of bonds, including performance and payment bonds. To get started, simply enter your state and the type of bond you need, or select from a list, and get an instant quote. With our online platform, you can bind your bond quickly and easily in just a matter of minutes. Don’t let the process of obtaining a license bond hold you back. Contact us today to get the bond you need to operate your contracting business with confidence.