Interior Carpentry Contractor Insurance

Save up to 40% on Interior Carpenter Insurance. PBIB will frequently quote your insurance using numerous insurance companies to give you the best deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.
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We typically recommend the following coverage for Interior Carpentry Contractor

Our aim at PBIB is to give you the coverage you require to safeguard your carpentry business against loss. As insurance brokers, we may choose from several insurance programs to best meet your unique insurance needs. To safeguard your interior carpentry contractor business against losses such property damage, personal injury, work-related accidents, employee injuries, damage or loss to cars or tools & equipment, including legal fees and indemnity, we advise the following coverages:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Interior Carpentry Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

INTERIOR CARPENTRY CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Carpenters

As a Carpenter, it is essential to have General Liability insurance coverage to safeguard your business against third-party claims, including property damage and injury resulting from your work. Even a minor accident could have a significant impact on your company’s future. If a third party suffers bodily harm or property damage due to your business, you could face a lawsuit that could severely harm or even ruin your business. With our General Liability insurance, we prioritize protecting your business assets, employees, and overall company from potential risks and devastating legal actions.

Your state or the county where you work may have legal requirements for your interior carpentry contractor license. We refer to this as “Insurance on your time” at PBIB. We offer full-service certificates Monday through Friday and 24/7 self-service certificates.

General Liability for Carpenters can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Carpenters

We offer top-of-the-line policies that ensure the safety of both you and your employees in case of an injury or illness. With workers’ compensation, you can rest assured that your workers’ medical expenses will be covered, and their lost income will be recovered, allowing them to get back on their feet. Moreover, in the event of a lawsuit, workers’ compensation will also protect you. Choose us for a policy that provides maximum protection for you and your employees.

Even if you don’t have any employees, we have policies that will safeguard you and provide the coverage that your clients require.

Depending on the state or county where you work, having Workers’ Compensation may be a prerequisite for your Interior Carpentry Contractor license. At PBIB, we offer full-service certificates during business hours and 24/7 self-service certificates, giving you “Insurance on your time”.

Workers’ Compensation for Carpenters can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Carpenters

Having your company vehicles is crucial for Carpenters to run their business successfully as they rely on them to transport their materials and tools to the job site. At PBIB, we understand the significance of your mobile workforce and offer insurance coverage to protect you in case of truck damage or theft. Our goal is to get you back to work promptly.

Commercial Auto insurance is vital coverage for Carpenters, and it’s often mandatory for various projects. We offer full-service insurance certificates from Monday to Friday to assist you with your insurance needs, and we also provide 24/7 self-service certificates. This feature is what we refer to as “Insurance on your time.”

Commercial Auto for Carpenters can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense

Tools & Equipment for Carpenters

Carpenters’ insurance for tools and equipment is intended to safeguard your valuable movable property. This coverage, also called inland marine insurance, shields your hardworking assets against common hazards such as theft and damage, whether on-site, in storage, or during transportation to and from your work location.

Tools & Equipment for Carpenters can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Carpenters

Professional Liability, also known as Errors and Omissions (E&O) insurance, is essential for carpenters who provide services to clients. Carpenters face various risks that can lead to errors or negligence, resulting in financial loss or damage to a client’s property.

Professional liability insurance for carpenters protects against claims of negligence or errors in workmanship that cause harm to a client. For example, if a carpenter installs a faulty staircase that collapses and injures someone, the client can sue for damages. Professional liability insurance can cover the cost of legal fees and compensation in such cases.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Carpenters

To acquire or retain a contractor license, many states mandate a license bond. This bond serves as an assurance that you will comply with state laws and regulations, and will not abscond with customer deposits. The cost of a license bond can start as low as $70, but it is subject to variation based on individual credit, contractor classification, and license history.

We provide a range of bonds, including performance and payment bonds, and offer the convenience of obtaining an instant quote and binding online in just a few minutes. Simply indicate your state and the type of bond you require or choose from our list of options.