Masonry Contractor Insurance

Maximize Your Savings with Masonry Contractor Insurance – At PBIB, we prioritize your insurance needs and search for the best rates from multiple carriers to offer you optimal coverage while saving you up to 40%. Our policies come with flexible payment options, including monthly or annual payments, tailored to meet your specific requirements.
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We typically recommend the following coverage for Masonry Contractor

At PBIB, our priority is to safeguard your Masonry business from loss with comprehensive coverage. As experienced insurance brokers, we’re not limited to any one insurance program and can select from a range of options to tailor coverage to your unique needs. To protect your Masonry Contractor business against property damage, personal injury, employee injuries, and damage or loss to vehicles, tools, and equipment – including legal fees and indemnity – we recommend the following key coverages:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Masonry Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

MASONRY CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Masonry

To ensure your Masonry business is protected from third-party claims such as property damage or bodily injury resulting from your work, it’s crucial to have adequate insurance coverage. General Liability insurance is the most important coverage for Masonry contractors, as it safeguards your business assets and protects your employees and overall company from devastating lawsuits. In fact, just one small mishap could potentially lead to serious consequences for your business, making it imperative to have the right insurance policy in place.

Not only is General Liability insurance essential for protecting your Masonry business, but it may also be legally required for your contractor license in the state or county where you operate. At PBIB, we offer full-service certificates Monday through Friday, as well as 24/7 self-service certificates, so you can access “Insurance on your time” and ensure you have the coverage you need when you need it. Don’t leave your business vulnerable to unexpected lawsuits – get the protection you need with General Liability insurance from PBIB.

General Liability for Masonry can help you pay for:

  • Medical payments for 3rd party injuries
  • Property damage to 3rd party property
  • Legal fees and defense

Workers Compensation for Masonry

We provide the best policies in the industry, certain to protect you and your workers in the event of an injury or illness. Workers’ compensation will pay out employee medical costs and help recoup lost income so they can get back on their feet. In the event of a lawsuit, workers comp will protect you too. So, pick us for a policy that will safeguard you and your workers.

If you have no employees, but need a Work Comp policy, not a problem, we also have policies that protect you and provide the coverage your customer requires.

Workers Compensation might be required for your Masonry Contractor license in your state or county where you work. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Workers’ Compensation for Masonry can help you pay for:

  • • Medical expenses of your injured employees
  • • Disability & Retraining of your employee.
  • • Lost wages
  • • Survivor benefit
  • • Employer liability

Commercial Auto for Masonry

If you run a Masonry business, you know how important it is to have reliable company vehicles to transport yourself, your materials, and your tools to and from job sites. At PBIB, we understand the value of your wheeled workforce, which is why we offer comprehensive insurance coverage to protect you if your trucks are damaged or stolen. Our goal is to get you back on the road and working as quickly as possible.

Commercial Auto insurance is a crucial coverage for Masonry contractors, as it is often required for many projects. At PBIB, we offer full-service insurance certificates Monday through Friday, as well as 24/7 self-service certificates, so you can access “Insurance on your time” and stay covered no matter what. Don’t let unexpected vehicle damage or theft slow down your business – get the insurance you need to keep moving forward with PBIB.

Commercial Auto for Masonry can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Masonry

As a Masonry contractor, your tools and equipment are crucial to the success of your business. That’s why it’s essential to have the right insurance coverage in place to protect your valuable movable property. With Tools and Equipment insurance, also known as Inland Marine insurance, you can rest easy knowing your hard-working assets are covered in the event of theft, damage, or loss while on the job site, in storage, or during transportation.

This specialized insurance coverage is designed to protect your high-value tools and equipment from common risks that could have a significant impact on your business. Whether you’re dealing with theft or damage to your tools, having Tools and Equipment insurance can give you the peace of mind you need to focus on your work. So, if you want to safeguard your movable property and keep your Masonry business running smoothly, contact us today to learn more about our comprehensive insurance solutions.

Tools & Equipment for Masonry can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Masonry

Professional Liability insurance is a critical coverage for Masonry contractors. This type of insurance protects your business from potential claims of negligence or errors and omissions in your work. In other words, it can provide coverage for legal fees and damages if a client alleges that your work caused them financial harm. As a Masonry contractor, you understand the importance of delivering high-quality workmanship, but even the most skilled professionals can make mistakes. That’s why it’s essential to have the right insurance coverage in place to protect your business and your reputation.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Masonry

A license bond is required by most states to obtain or maintain your contractor license. The license bond guarantees that you won’t violate any state law regulations or runaways with a customer’s deposit.

You can get a license bond as low as $70, but the price goes up depending on personal credit, license history and the classification of the contractor.

We write all types of bonds (performance & payment and a whole list of others,) just enter your state and type of bond needed, or select from a list, and get an instant quote and bind online in minutes.