Upholstery & Carpet Cleaning Insurance

Maximize your savings with up to a 40% discount on insurance tailored for upholstery and carpet cleaning contractors. At PBIB, we focus on your contentment by providing insurance quotes from various carriers, guaranteeing you the most competitive rates and customized coverage to suit your specific needs. Enjoy flexible payment choices, with the option of annual or monthly payments, to align with your financial preferences.
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We typically recommend the following coverage for Upholstery & Carpet Cleaning

As an insurance broker specializing in coverage for artisan and general contractors, including those in the Upholstery & Carpet Cleaning industry, here are some key insurance coverages that you may want to consider recommending to Upholstery & Carpet Cleaning Contractors to safeguard their businesses:

  1. General Liability
  2. Workers Compensation
  3. Commercial Auto
  4. Professional Liability
  5. Tools and Equipment
  6. Property
  7. Bonding

Save up to 40% on Upholstery & Carpet Cleaning Insurance

PBIB typically collaborates with multiple insurance providers to obtain quotes for your Upholstery & Carpet Cleaning Insurance, ensuring you receive the best possible coverage and value for your specific requirements. Every policy we offer comes with flexible payment options, allowing you to choose between yearly or monthly installments to suit your financial preferences.

UPHOLSTERY & CARPET CLEANING STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Contractor for Upholstery & Carpet Cleaning Insurance

As an Upholstery & Carpet Cleaning specialist, it’s imperative to prioritize safeguarding your business against potential third-party claims, including property damage or injuries resulting from your services. General Liability insurance stands as the cornerstone of protection for your company. Even a minor mishap in your line of work can have significant repercussions. If a third party experiences an injury or property damage due to your business operations, it could trigger a lawsuit that poses a substantial risk to your company’s existence. Our General Liability insurance is specifically designed to shield your employees, assets, and overall business from such precarious situations and legal actions.

In certain states or counties, General Liability insurance may be a mandatory requirement to secure your Upholstery & Carpet Cleaning business license. At PBIB, we provide comprehensive certificate services during weekdays and round-the-clock self-service certificates, ensuring that you have access to insurance when it suits your schedule.

With General Liability insurance, you gain the capacity to cover expenses such as third-party medical bills, damages to third-party property, legal fees, and defense costs in case of a lawsuit. Don’t delay safeguarding your Upholstery & Carpet Cleaning business any longer; secure the protection you need today.

Workers Compensation for Upholstery & Carpet Cleaning Insurance

At our company, we specialize in delivering top-notch Upholstery & Carpet Cleaning Insurance policies that prioritize the safety and protection of you and your team in the event of injuries or illnesses. Our Workers’ Compensation coverage is designed to cover your employees’ medical expenses and provide income support during their recovery, ensuring a quick return to work. Additionally, should a legal situation arise, our workers’ comp policy is your shield.

Choose us for a policy that not only safeguards your employees but also offers peace of mind for you, the business owner. Even if you don’t have a large workforce, we can tailor a workers’ compensation policy to meet your needs and satisfy your customers’ requirements.

In certain regions, having Workers’ Compensation insurance is a legal requirement for Upholstery & Carpet Cleaning businesses. At PBIB, we provide comprehensive certificate services, available from Monday to Friday, as well as self-service certificates accessible 24/7, ensuring that your insurance needs align with your schedule.

Our Upholstery & Carpet Cleaning Insurance Workers’ Compensation policy covers a range of essential aspects, including medical expenses for injured employees, disability coverage, retraining costs, lost wages, survivor benefits, and employer liability protection. Invest in our policy today to secure your business against unexpected events, ensuring both your financial stability and your employees’ well-being.

Commercial Auto for Upholstery & Carpet Cleaning Insurance

Upholstery & Carpet Cleaning businesses heavily depend on their company vehicles to transport their equipment and reach clients’ locations efficiently. At PBIB, we recognize the vital role your fleet plays in your operations and offer comprehensive insurance tailored to protect your vehicles in case of accidents or theft, ensuring minimal disruption to your business.

For Upholstery & Carpet Cleaning companies, Commercial Auto insurance is a fundamental aspect of your coverage, often a requirement for various projects. At PBIB, we provide complete insurance certificates from Monday to Friday to ensure you can initiate your work without delay. Additionally, our 24/7 self-service certificates empower you to access coverage on your terms, giving you the flexibility you need. We call it “Insurance on your schedule.”

Commercial Auto insurance for Upholstery & Carpet Cleaning businesses can assist you in covering:

  1. Hired & Non-Owned Auto incidents, including legal defense for employees using their own vehicles.
  2. Medical expenses resulting from injuries.
  3. Repairs for vehicle collisions involving your own and third-party vehicles.
  4. Legal fees and defense support.
  5. Reimbursement for rental vehicles when needed.

Tools & Equipment for Upholstery & Carpet Cleaning Insurance

Upholstery & Carpet Cleaning Insurance is tailored to safeguard your essential mobile assets. To be precise, this tools and equipment coverage, often referred to as inland marine insurance, provides protection for your valuable tools and equipment against common risks like theft and damage. Whether your equipment is on-site, in storage, or in transit to and from job locations, this coverage is designed to ensure the security of your hard-earned investments.

With Tools & Equipment Insurance for Upholstery & Carpet Cleaning professionals, you can rely on coverage for:

  1. Your owned or rented tools and equipment.
  2. Employee tools and equipment (Optional).
  3. Borrowed equipment (Optional).
  4. The cost of renting interim equipment (Optional).

This tailored insurance ensures that your upholstery and carpet cleaning business can continue to thrive even in the face of unexpected setbacks.

Professional Liablity for Upholstery & Carpet Cleaning Insurance

Professional Liability insurance, also known as Errors and Omissions (E&O) insurance, is vital for upholstery and carpet cleaning businesses. It offers protection against legal risks and covers claims related to errors or damage during cleaning services. Tailored policies can be customized for these industries, providing financial security and expert defense in case of claims. It’s a crucial component of risk management for upholstery and carpet cleaning businesses.

  • Protection against legal risk
  • Coverage for claims and financial risk related errors and omissions in their work

License Bonds for Upholstery & Carpet Cleaning Contractors

To obtain or maintain your contractor license for Upholstery & Carpet Cleaning services in most states, you’ll need to secure a license bond. This bond serves as a guarantee that you will abide by all state regulations and won’t mishandle any customer deposits.

While the cost of a license bond can start as low as $70, the actual price can vary depending on factors such as your personal credit history, your track record as a licensed contractor, and the specific classification for your contracting work.

Here at PBIB, we specialize in providing various bonds, including performance and payment bonds, tailored to your needs as an Upholstery & Carpet Cleaning contractor. Simply indicate your state and the type of bond you require, or choose from a list of options, to receive an instant quote and complete the process conveniently online within minutes.

Coverage options include:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

We’re here to ensure you have the right coverage and support for your Upholstery & Carpet Cleaning business.