Refrigeration Contractor Insurance

Maximize Your Savings with Refrigeration Contractor Insurance – Get Up to 40% Off! At PBIB, we use a unique approach to quote your insurance by leveraging multiple insurance carriers, ensuring that you receive the most competitive rates and coverage that align with your unique requirements. You can enjoy the convenience of flexible payment options, including monthly or annual payments, with all our policies.
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We typically recommend the following coverage for Refrigeration Contractor

At PBIB, our top priority is to safeguard your Refrigeration Contractors business against any potential losses by offering comprehensive coverage options. As independent insurance brokers, we have the flexibility to choose from a wide range of insurance programs that best suit your unique requirements. Our expert team recommends the following coverage options to provide you with optimal protection against potential risks, including property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, and legal fees and indemnity:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Refrigeration Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.

REFRIGERATION CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Refrigeration Contractors

Protect Your Business with General Liability Insurance – A Must-Have for Refrigeration Contractors. One small mistake could have a massive impact on your business, leaving it vulnerable to third-party claims such as property damage or personal injury. With general liability insurance, you can protect your business assets, employees, and overall company from devastating lawsuits that can result from these mishaps. In fact, in many states or counties, general liability insurance is a legal requirement for your Refrigeration Contractor license. At PBIB, we offer full-service certificates during regular business hours, as well as 24/7 self-service certificates, providing you with insurance coverage at your convenience. Don’t take chances with your business – secure it with the protection it deserves today.

General Liability for Refrigeration Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Refrigeration Contractors

At PBIB, we offer industry-leading workers’ compensation policies that guarantee the utmost protection for you and your employees in the event of any injury or illness. With workers’ compensation coverage, you can rest assured that your employees’ medical expenses and lost wages will be covered, enabling them to recover and return to work as soon as possible.

Moreover, in the event of a lawsuit, workers’ compensation will also provide you with legal protection. Even if you have no employees but need a workers’ compensation policy, we have got you covered with policies that meet your requirements and protect your customers. It’s worth noting that in many states or counties, workers’ compensation is a legal requirement for Refrigeration Contractors.

PBIB provides full-service certificates during business hours and 24/7 self-service certificates, offering you insurance coverage on your schedule. Safeguard your business and your employees – choose PBIB for your workers’ compensation policy today.

Workers’ Compensation for Refrigeration Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Refrigeration Contractors

Get the Coverage You Need for Your Company Vehicles with Commercial Auto Insurance – A Must-Have for Refrigeration Contractors. At PBIB, we understand that your wheeled workforce is vital to the success of your Refrigeration Contractors business, as they transport you, your materials, and your tools to the job site. That’s why we offer comprehensive commercial auto insurance coverage to protect you in the event of vehicle damage or theft, ensuring that you can get back to work as soon as possible. Commercial auto insurance is essential for Refrigeration Contractors, and it is often a requirement for many projects.

We provide full-service insurance certificates during business hours and 24/7 self-service certificates, providing you with “insurance on your time.” Don’t let unexpected accidents or thefts derail your business – secure your company vehicles with PBIB’s commercial auto insurance coverage today.

Commercial Auto for Refrigeration Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Refrigeration Contractors

Protect Your High-Value Movable Property with Tools and Equipment Insurance for Refrigeration Contractors. Inland marine insurance, also known as tools and equipment coverage, is specifically designed to safeguard your hard-working assets against common risks such as theft and damage. Whether you’re on the job site, in storage, or transporting your equipment to and from the work site, tools and equipment coverage provides the protection you need. Don’t let unexpected events jeopardize your business – secure your valuable tools and equipment with PBIB’s tools and equipment insurance today.

Tools & Equipment for Refrigeration Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Refrigeration Contractors

Professional liability insurance for Refrigeration Contractors, also known as errors and omissions insurance, provides essential coverage in case of alleged negligence, misrepresentation, or mistakes made while performing professional services. This type of insurance can protect you from claims and lawsuits brought against you by clients who feel that your work caused them financial harm. As a Refrigeration Contractor, it’s important to have professional liability insurance to safeguard your business and your reputation in the industry. Don’t leave your business vulnerable – secure your peace of mind with professional liability insurance from PBIB.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Refrigeration Contractors

Obtain or Maintain Your Contractor License with License Bond – A Must-Have for Most States. License bond is a legal requirement in most states and guarantees that you comply with all state law regulations and won’t misuse a customer’s deposit. At PBIB, you can obtain a license bond for as low as $70, with the price varying depending on your personal credit, license history, and contractor classification. We offer a range of bonds, including performance & payment bonds and a variety of others. Simply select your state and type of bond required, or choose from our list, and get an instant quote and bind online within minutes. Don’t let license bond requirements hold you back – secure your contractor license with PBIB’s convenient and affordable license bond solutions today.