Janitorial Services Insurance

By obtaining Janitorial Services Insurance through PBIB, you can save up to 40% on your insurance costs. Our standard practice is to provide insurance quotes from multiple carriers to ensure that you receive the best possible price and coverage that aligns with your unique requirements. We offer flexible payment terms, including both annual and monthly payment options, to help make your policy more accessible and manageable. Choose PBIB for your Janitorial Services Insurance needs and start saving today.
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We typically recommend the following coverage for Janitorial Services

At PBIB, our top priority is to offer comprehensive coverage to safeguard your Janitorial Services business from potential losses. As insurance brokers, we are not limited to a single insurance program and instead select from a variety of options to best suit your unique insurance requirements. We strongly suggest the following essential coverages to ensure adequate protection for your Janitorial Services business against property damage, personal injury, employee injuries, loss or damage to vehicles or equipment, as well as legal fees and indemnity:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Janitorial Services Insurance

PBIB will typically use numerous insurance companies to quote your insurance in order to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

JANITORIAL SERVICES STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Janitorial Services

General Liability insurance is crucial for protecting your Janitorial Services business from third-party claims like property damage or bodily injury resulting from your work product. A single mishap can have a significant impact on your company’s future. In the event of bodily injury or property damage caused by your business, a lawsuit could potentially cripple or even destroy your business. PBIB’s General Liability insurance prioritizes protecting your employees, company, and business assets from such devastating lawsuits and vulnerable circumstances.

In some states or counties, General Liability insurance may be a legal requirement for obtaining or maintaining your Janitorial Services license. At PBIB, we offer full-service certificates during business hours, as well as 24/7 self-service certificates that provide you with the flexibility and convenience of obtaining insurance coverage on your own schedule. We call this “Insurance on your time.”

General Liability for Janitorial Services can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Janitorial Services

We offer top-quality policies to ensure that both you and your workers are protected in the event of an injury or illness. Workers’ Compensation insurance covers employee medical expenses and lost income, providing much-needed support during challenging times. In the event of a lawsuit, Workers’ Compensation insurance can also help safeguard your business. Choose us for a policy that provides comprehensive protection for you and your employees.

If you require a Work Comp policy but have no employees, we can still provide coverage that meets your needs and satisfies your customers’ requirements.

In certain states or counties, obtaining or maintaining your Janitorial Services license may necessitate Workers’ Compensation insurance. At PBIB, we offer full-service certificates during business hours and 24/7 self-service certificates that allow you to obtain insurance coverage at your convenience. We refer to this as “Insurance on your time.”

Workers’ Compensation for Janitorial Services can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Janitorial Services

Your company vehicles are essential to running a successful Janitorial Services business. At PBIB, we understand the importance of your wheeled workforce and offer insurance coverage to protect you in the event of damage or theft of your trucks. We work diligently to get you back to work as quickly as possible.

Commercial Auto insurance is a crucial coverage for Janitorial Services businesses and may even be required for certain projects. We offer full-service insurance certificates during business hours to ensure that you can get back to work as soon as possible. Additionally, we provide 24/7 self-service certificates, which we refer to as “Insurance on your time,” for added convenience and flexibility. Choose PBIB for Commercial Auto insurance that meets your unique requirements and protects your business vehicles.

Commercial Auto for Janitorial Services can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Janitorial Services

Janitorial Services insurance coverage for Tools and Equipment safeguards your valuable movable assets against potential damage or loss. Also known as inland marine insurance, this coverage protects your hard-earned assets from common risks such as theft or damage while they are on-site, in storage, or in transit to and from your work location. By obtaining Tools and Equipment insurance coverage, you can protect your business assets from unexpected losses and maintain the necessary equipment to ensure that your Janitorial Services continue to operate smoothly.

Tools & Equipment for Janitorial Services can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Janitorial Services

Professional Liability insurance for Janitorial Services, also known as Errors and Omissions insurance, offers protection against claims made by clients alleging negligence, errors, or omissions in your professional services. As a Janitorial Services business owner, having Professional Liability insurance can provide you with peace of mind and financial protection against potential liability risks. This coverage can help cover legal defense costs and settlements or judgments, safeguarding your business and reputation in the event of an unexpected lawsuit. Don’t leave your business vulnerable – choose Professional Liability insurance for your Janitorial Services.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Janitorial Services

In most states, obtaining or maintaining your contractor license requires a License Bond, which acts as a guarantee that you will comply with all state laws and regulations and will not abscond with a client’s deposit. The cost of a License Bond can start as low as $70, but the price can vary depending on factors such as personal credit, license history, and contractor classification.

We provide a wide range of bond types, including Performance and Payment Bonds, and offer a simple, user-friendly process for obtaining them. Simply enter your state and bond type, or choose from a list of options, and receive an instant quote. With our online platform, you can quickly and easily secure your bond within minutes, allowing you to focus on running your business with the peace of mind that comes with proper insurance coverage.