Appliances Installation Contractor Insurance

Optimize your savings with up to a 40% discount on contractor insurance for appliance installation. At PBIB, we prioritize your satisfaction by quoting your insurance from multiple carriers, ensuring you receive the most competitive price and optimal coverage tailored to your unique requirements. Benefit from flexible payment options, with the choice of annual or monthly payments, accommodating your financial preferences.
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We typically recommend the following coverage for Appliances Installation Contractor

PBIB strives to ensure your Appliances Installation Contractors business is safeguarded against losses through comprehensive coverage. As proficient insurance brokers, we have the flexibility to select from a variety of insurance programs to best accommodate your specific requirements. Our top recommendations to protect your business include coverages for property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, inclusive of legal fees and indemnity:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Appliances Installation Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance in order to provide you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

APPLIANCES INSTALLATION CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Appliances Installation Contractors

General Liability insurance is an essential coverage for Appliances Installation Contractors, protecting against third-party claims resulting from property damage or injury caused by your work. Even a minor mishap can have detrimental consequences for your business. In the event of bodily injury or property destruction caused by your business, legal repercussions can be devastating, and even fatal to your company. Prioritizing the protection of your business assets, employees, and overall enterprise, our general liability insurance shields you from vulnerable situations and catastrophic lawsuits.

It’s important to note that General Liability insurance may be mandatory for your Appliances Installation Contractor license in your state or county of operation. At PBIB, we offer full-service certificates Monday through Friday, as well as 24/7 self-service certificates, ensuring you have access to “Insurance on your time.

General Liability for Appliances Installation Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Appliances Installation Contractors

Our policies are unparalleled in the industry, ensuring comprehensive protection for you and your workers in the event of an injury or illness. Workers’ compensation coverage provides coverage for employee medical costs and lost income, facilitating their swift recovery. In addition, in the event of a lawsuit, workers’ compensation shields your business from legal repercussions. Rely on us to provide policies that prioritize your safety and that of your workers.

Even if you don’t have employees, and require a Work Comp policy, we have you covered. Our policies extend coverage to protect you and satisfy your customers’ requirements.

It’s worth noting that Workers’ Compensation insurance may be mandatory for your Appliances Installation Contractor license in your state or county of operation. At PBIB, we offer full-service certificates Monday through Friday, in addition to 24/7 self-service certificates, providing you with “Insurance on your time.”

Workers’ Compensation for Appliances Installation Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Appliances Installation Contractors

Company vehicles are essential for the operation of your Appliances Installation Contractors business, allowing you to transport materials and tools to the job site. At PBIB, we recognize the significance of your wheeled workforce and offer the insurance coverage necessary to safeguard against damages or theft. We work diligently to ensure you are back up and running in no time.

Commercial Auto insurance is a crucial coverage for Appliances Installation Contractors, and often a requirement for many projects. We offer full-service insurance certificates Monday through Friday, enabling you to hit the job site with confidence. Additionally, we provide 24/7 self-service certificates, providing “Insurance on your time.”

Commercial Auto for Appliances Installation Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Appliances Installation Contractors

Tools and equipment for Appliances Installation Contractors insurance is tailored to safeguard your valuable and mobile property. Inland marine insurance, also referred to as tools and equipment coverage, shields your diligent assets from common risks such as theft and damages incurred at the job site, during storage, and transportation to and from the work site.

Tools & Equipment for Appliances Installation Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Appliances Installation Contractors

Professional Liability insurance is a crucial coverage for Appliances Installation Contractors, protecting against claims made by clients or third parties regarding errors, omissions, or negligence in your professional services. Also known as Errors and Omissions (E&O) insurance, this coverage is designed to shield you from costly legal fees and settlements that could otherwise be detrimental to your business. With Professional Liability insurance, you can rest assured knowing that you are safeguarded against potential risks and can focus on providing top-notch services to your clients.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Appliances Installation Contractors

To obtain or sustain your contractor license, most states mandate a license bond. This bond assures that you comply with state law regulations and do not abscond with a client’s deposit.

License bonds are attainable for as little as $70, but the cost may increase based on personal credit, license history, and contractor classification.

At PBIB, we offer a variety of bonds, including performance and payment bonds. Our streamlined process allows you to receive an instant quote and bind online within minutes. Simply specify your state and the type of bond you require or select from a list of available options.