Landscape Contractor Insurance

Save up to 40% on Landscaping Contractor Insurance. PBIB will quote your insurance using several insurance companies to provide you with the best deal and the coverage that best suits your requirements. Every policy has adjustable payment options, such as yearly or monthly payments.
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We typically recommend the following coverage for Landscape Contractor

Our objective at PBIB is to offer coverage that safeguards your Landscaper business against potential losses. As insurance brokers, we have the flexibility to select from a range of insurance programs and customize them to suit your unique insurance requirements. To ensure your Landscape Contractor business is protected from property damage, personal injury, employee injuries, loss or damage to vehicles, tools, and equipment, as well as legal expenses and indemnity, we suggest the following coverages:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Landscape Contractor Insurance

PBIB will typically use numerous insurance companies to quote your insurance to give you the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

LANDSCAPE CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Landscaper

As a Landscaper, protecting your business from third-party claims is crucial, and the most important coverage for this is General Liability insurance. A single mishap could have a significant impact on your company’s future, and in the event of bodily injury or property damage caused by your business, a lawsuit could prove devastating. At PBIB, we prioritize safeguarding your business assets and employees from vulnerable situations and lawsuits by providing reliable general liability insurance.

Additionally, depending on where you operate, General Liability insurance may be required for your Landscape Contractor license. We offer full-service certificates on weekdays and 24/7 self-service certificates, allowing you to access insurance coverage at your convenience.

General Liability for Landscaper can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Landscaper

Choose our policy to protect both you and your employees in case of injury or illness. With workers’ compensation, you won’t have to worry about paying for medical expenses or lost wages. You’ll also be shielded in case of any legal disputes. Even if you don’t have employees, we offer policies that provide the necessary coverage for your needs.

Depending on where you operate, you may need workers’ compensation for your Landscape Contractor license. Our company, PBIB, provides full-service certificates during regular business hours and self-service certificates that are available 24/7. This means you can get the insurance you need when it’s convenient for you.

Workers’ Compensation for Landscaper can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Landscaper

Your Landscaping business relies heavily on company vehicles to transport you, your equipment, and materials to the worksite. At PBIB, we understand the importance of your mobile workforce and offer comprehensive insurance coverage to protect your trucks in the event of theft or damage. We strive to get you back up and running quickly.

For Landscapers, Commercial Auto insurance is a crucial coverage and is often mandatory for certain projects. To help you get on the job, we provide full-service insurance certificates on weekdays and 24/7 self-service certificates that we like to call “Insurance on your time.”

Commercial Auto for Landscaper can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Landscaper

Tools and equipment insurance for landscapers is intended to safeguard your valuable moving goods. Inland marine insurance, commonly referred to as tools and equipment coverage, guards your valuable assets against dangers like theft and damage while they are being used, stored, or transported to and from your jobsite.

Tools & Equipment for Landscaper can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Landscaper

As a landscaper, you are responsible for designing, installing, and maintaining outdoor spaces for your clients. While it may seem like a simple job, mistakes can happen, and these mistakes can lead to serious consequences for your clients. This is where professional liability insurance comes into play.

Professional liability insurance, also known as errors and omissions insurance, protects you in case a client sues you for damages resulting from your professional services. For example, if a client claims that your landscaping work damaged their property, or that you failed to properly maintain their garden resulting in the death of their plants, professional liability insurance can cover the costs of legal fees, settlements, and judgments.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Landscaper

Most states demand a licensing bond to grant or renew a contractor license. The licensing bond provides assurance that you won’t transgress any state laws or run away with a client’s deposit.

A license bond can be purchased for as little as $70, but the cost increases based on the applicant’s personal credit, license history, and contractor classification.

Simply input your state and the sort of bond you need, or choose from a list, to get an immediate estimate and bind online in just a few minutes. We write all forms of bonds, including performance and payment bonds in addition to a long list of others.