Lawn Care Services Insurance

At PBIB, you can save up to 40% on your Lawn Care Services Insurance. Our standard practice is to provide insurance quotes from multiple carriers, ensuring that you receive the best possible price and coverage that aligns with your unique requirements. We offer flexible payment terms, including annual or monthly payments, to help make your policy more accessible and manageable. Choose PBIB for your Lawn Care Services Insurance needs and start saving today.
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We typically recommend the following coverage for Lawn Care Services

At PBIB, our primary objective is to offer comprehensive coverage that protects your Lawn Care Contractors business from potential losses. As insurance brokers, we have the flexibility to select from a range of insurance programs to identify the coverage that best fits your unique requirements. We highly recommend the following essential coverages to ensure that your Lawn Care Services business is protected against property damage, personal injury, employee injuries, loss or damage to vehicles or equipment, and related legal fees and indemnity costs:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Lawn Care Services Insurance

PBIB’s regular approach is to quote your insurance through various insurance providers in order to give you with the greatest pricing and coverage that suits your individual needs. All insurance offer adjustable payment terms, such as annual or monthly installments.

LAWN CARE SERVICES STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Lawn Care Contractors

General Liability insurance is of utmost importance for Lawn Care Contractors as it safeguards your business from third-party claims arising from property damage, bodily injury, or jury resulting from your work product. A single mistake can significantly alter the course of your company’s future. If a third-party experiences bodily injury or property damage caused by your business, a lawsuit could potentially cripple or even destroy your business. At PBIB, our General Liability insurance coverage prioritizes protecting your employees, business assets, and overall company from such vulnerable circumstances and devastating lawsuits.

In certain states or counties, obtaining or maintaining your Lawn Care Services license may require General Liability insurance. PBIB offers full-service certificates during business hours, as well as 24/7 self-service certificates, which we call “Insurance on your time,” for added convenience and flexibility. Choose PBIB for General Liability insurance that meets your unique requirements and ensures that your Lawn Care Contractors business is adequately protected.

General Liability for Lawn Care Contractors can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Lawn Care Contractors

Our company offers superior industry policies that guarantee the protection of both you and your employees against injury or illness. With our workers’ compensation coverage, your employees can receive medical care and recover their lost wages, helping them get back on track. Moreover, our policy will protect you in the event of any legal action taken by employees. Choose us to safeguard you and your workforce with a comprehensive insurance policy.

Even if you operate a business without any employees, you can still benefit from our Work Comp policy. We offer policies that provide the necessary coverage and protection for our customers.

It’s crucial to note that your Lawn Care Services license may require Workers Compensation coverage in your state or county of operation. We offer full-service certificates during regular business hours, and our self-service certificates are available 24/7, ensuring that you always have “Insurance on your time.” Trust us to provide you with the best possible coverage for your business needs.

Workers’ Compensation for Lawn Care Contractors can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Lawn Care Contractors

As a Lawn Care Contractor, your company vehicles are essential to transport you, your tools, and materials to the jobsite. At PBIB, we understand the value of your wheeled workforce and offer the insurance coverage you need to stay protected in case of vehicle damage or theft. Our goal is to get you back to work as quickly as possible.

Commercial Auto insurance is a crucial coverage for Lawn Care Contractors, and often a requirement for many projects. We provide full-service insurance certificates on weekdays to help you get to your job and offer self-service certificates 24/7, giving you the flexibility of “Insurance on your time”. Trust us to provide you with the best coverage options for your business needs.

Commercial Auto for Lawn Care Contractors can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Lawn Care Contractors

Lawn Care Contractors rely heavily on their tools and equipment to get the job done. To safeguard your high-value movable property, we offer specialized insurance coverage designed explicitly for tools and equipment. Also known as inland marine insurance, our coverage protects your valuable assets from common risks such as theft and damage that may occur on-site, during storage, or transportation to and from the worksite. Trust us to provide comprehensive protection for your hard-working tools and equipment.

Tools & Equipment for Lawn Care Contractors can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Lawn Care Contractors

As a Lawn Care Contractor, you work hard to provide top-quality services to your clients. However, despite your best efforts, errors or omissions may occur, which can result in financial damage to your clients. In such cases, having Professional Liability insurance can protect you from lawsuits and legal expenses, giving you peace of mind. This coverage is designed to cover damages or losses resulting from professional mistakes, negligence, or omissions that may arise from your work.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Lawn Care Contractors

In most states, obtaining or maintaining your contractor license requires a license bond. This bond acts as a guarantee that you will adhere to all state law regulations and won’t abscond with a customer’s deposit.

At our company, you can get a license bond for as low as $70. However, the price of the bond depends on several factors such as personal credit, license history, and contractor classification.

We provide a wide range of bonds, including performance and payment bonds, and offer a quick and easy process. Simply enter your state and the type of bond required, or select from a list, to get an instant quote and bind online within minutes. Trust us to provide you with the best possible bond options for your business needs.