Framing Contractor Insurance

Save up to 40% on framing contractor insurance. PBIB will often quote your insurance using many insurance companies to provide you with the best deal and the coverage that best suits your needs. Every policy has adjustable payment options, such as yearly or monthly installments.
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We typically recommend the following coverage for Framing Contractor

Our objective at PBIB is to offer tailored coverage for your Framing Contractor business to safeguard it from any potential losses. Being insurance brokers, we aren’t tied to any insurance program and can select from a range of options that align with your unique insurance requirements. To ensure comprehensive protection, we advise obtaining the following coverages: property damage, personal injury, employee injuries, damage or loss to vehicles or equipment, and coverage for legal fees and indemnity.

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Professional Liability
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Framing Contractor Insurance

PBIB will often use numerous insurance companies to quote your insurance to provide you with the greatest deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly installments.

FRAMING CONTRACTOR STANDARD COVERAGES

General Liability for Electrical Contractors:

Worker's Compensation:

Commercial Auto:

Tools & Equipment:

Excess Liability for Electrical Contractors:

Notes*

  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
  3. Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.

We offer services to help you get the business insurance coverage you need

General Liability for Framers

As a Framer, it is crucial to secure General Liability insurance to shield your business against third-party claims that may arise from your work, such as property damage or injury. Even a minor mistake can have a significant impact on your company’s future. If a third party sustains bodily harm or property damage due to your business’s fault, it could lead to a lawsuit that may cripple or even ruin your business. Our General Liability insurance provides comprehensive protection to safeguard your employees, assets, and business from potential threats and legal actions. Protecting your business is our top priority.

Your state or the county where you operate may have legal requirements for your framing contractor license, including general liability. We refer to this as “Insurance on your time” at PBIB. We provide full-service certificates Monday through Friday and 24/7 self-service certificates.

General Liability for Framers can help you pay for:

  • Medical payments for 3rd party injuries.
  • Property damage to 3rd party property.
  • Legal fees and defense.

Workers Compensation for Framers

We provide the greatest insurance options available, ensuring that in case of an accident or sickness, you and your employees will be protected. Workers’ compensation will cover employees’ medical expenses and aid in making up missed wages so they can return to work. The workers compensation program will also defend you in court. Therefore, choose us if you want coverage that will protect you and your employees.

We also provide products that will protect you and offer the coverage your client needs if you don’t have any workers but still need a work comp policy.

The state or the county where you work may need Workers Compensation to grant you a license as a framing contractor. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Workers’ Compensation for Framers can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto for Framers

As a Framer, you know that your company’s vehicles are essential to transport you, your equipment, and materials to the job site. At PBIB, we understand the significance of your wheeled workforce and offer comprehensive insurance coverage to ensure you are protected in case of vehicle damage or theft. Our priority is to get you back to work as soon as possible.

Commercial Auto insurance is a vital insurance coverage for Framers, and in many cases, it is mandatory for project participation. To cater to your needs, we offer full-service insurance certificates on weekdays and 24/7 self-service certificates, allowing you to access insurance on your schedule.

Commercial Auto for Framers can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment for Framers

The purpose of the tools and equipment insurance for framing contractors is to safeguard your valuable moveable assets. Inland marine insurance, commonly referred to as tools and equipment coverage, guards your valuable assets against dangers like theft and damage while they are being used, stored, or transported to and from your jobsite.

Tools & Equipment for Framers can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

Professional Liability for Framers

Professional Liability Insurance, also known as Errors and Omissions Insurance, is a crucial form of insurance coverage for framing contractors. This type of insurance provides protection for contractors against claims made by clients alleging errors, omissions, or negligence in the work that was performed.

Framing contractors work with structural components of buildings and must ensure that their work meets the required standards and codes. However, mistakes can happen, and clients can sue for damages caused by any errors or negligence in the framing work.

Professional Liability Insurance can help your business with:

  • Protection against Legal risk
  • Coverage for claims and financial risk related to errors and omissions in their work.

License Bonds for Framers

Most states demand a licensing bond to grant or renew a contractor license. The licensing bond provides assurance that you won’t transgress any state laws or run away with a client’s deposit.

A license bond can be purchased for as little as $70, but the cost increases based on the applicant’s personal credit, licensing history, and contractor classification.

Simply input your state and the sort of bond you need, or choose from a list, to obtain an immediate estimate and bind online in just a few minutes. We write all forms of bonds, including performance and payment bonds in addition to a long list of others.