Swimming Pool Servicing Insurance
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We typically recommend the following coverage for Swimming Pool Contractor
At PBIB, our objective is to deliver the necessary coverage to shield your Swimming Pool Contractor enterprise from potential setbacks. As insurance brokers, we are not confined to a single insurance plan but select from a diverse range to optimally address your distinct insurance requirements. We advise the following coverages to safeguard your Swimming Pool Contractor business against losses, encompassing property destruction, personal harm, employee injuries, damage or loss to vehicles or tools & equipment, along with legal expenses and indemnity:
- General Liability
- Workers Compensation
- Commercial Auto
- Professional Liability
- Tools and Equipment
- Property
- Bonding
Save up to 40% on Swimming Pool Contractor Insurance
PBIB will typically use numerous insurance companies to quote your insurance to give you the best deal and coverage for your needs. Every policy has adjustable payment options, such as yearly or monthly payments.
SWIMMING POOL CONTRACTOR STANDARD COVERAGES
General Liability for Electrical Contractors:
Worker's Compensation:
Commercial Auto:
Tools & Equipment:
Excess Liability for Electrical Contractors:
Notes*
- Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
- Excess Liability should be considered for exposures to loss that exceed $1,000,000, or contractual requirements dictate the amount of excess liability must be carried.
- Professional Liability is usually not needed unless the GC is performing Design-Build, Construction Management, or other consulting services.
We offer services to help you get the business insurance coverage you need
General Liability for Swimming Pool Contractors
At PBIB, our objective is to deliver the necessary coverage to shield your Swimming Pool Contractor enterprise from potential setbacks. As insurance brokers, we are not confined to a single insurance plan but select from a diverse range to optimally address your distinct insurance requirements. We advise the following coverages to safeguard your Swimming Pool Contractor business against losses, encompassing property destruction, personal harm, employee injuries, damage or loss to vehicles or tools & equipment, along with legal expenses and indemnity:
General Liability for Swimming Pool Contractors can help you pay for:
- Medical payments for 3rd party injuries
- Property damage to 3rd party property
- Legal fees and defense
Worker's Compensation for Swimming Pool Contractors
We offer top-tier policies in the industry, ensuring protection for you and your employees in case of injuries or illnesses. Workers’ compensation covers employee medical expenses and assists in recuperating lost wages, helping them return to work. In case of legal proceedings, workers’ comp shields you as well. Choose us for a policy that safeguards both you and your workforce.
If you don’t have employees but require a Workers’ Compensation policy, we’ve got you covered with policies designed to protect you and meet your clients’ expectations.
Your Swimming Pool Contractor license may necessitate Workers’ Compensation coverage, depending on your state or county of operation. PBIB delivers full-service certificates Monday through Friday, as well as 24/7 self-service certificates, embodying our commitment to “Insurance Tailored to Your Schedule.”
Workers’ Compensation for Swimming Pool Contractors can help you pay for:
- Medical expenses of your injured employees
- Disability & Retraining of your employee.
- Lost wages
- Survivor benefit
- Employer liability
Commercial Auto for Swimming Pool Contractors
It’s impossible to run your Swimming Pool Contractors without your company vehicles to get you, your materials, and tools to the jobsite. We at PBIB know firsthand the value of your wheeled workforce and offer the insurance you need to be covered when trucks are damaged or stolen, we work to get you back working fast.
Commercial Auto insurance is an important insurance coverage for Swimming Pool Contractors, and a requirement for many projects, we provide full-service insurance certificates Monday through Friday to get you on the job, and 24/7 self-service certificates, this is what we call “Insurance on your time”.
Commercial Auto for Swimming Pool Contractors can help you pay for:
- Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles.
- Medical expenses from injuries
- Collision repairs to your and 3rd party vehicles
- Legal fees & Defense
- Rental vehicle reimbursement
Tools & Equipment for Swimming Pool Contractors
Insurance for Swimming Pool Contractors’ tools and equipment is crafted to safeguard your valuable portable assets. Inland marine insurance, also referred to as tools and equipment coverage, defends your diligent investments against prevalent hazards such as theft and damage, whether on location, in storage, or during transit to and from your project site.
Tools & Equipment for Swimming Pool Contractors can help you pay for damaged or stolen:
- Tools & Equipment owned or rented by you.
- Employee tools and equipment (Optional)
- Borrowed equipment (Optional)
- Cost of renting interim equipment (Optional)
Professional Liability for Swimming Pool Contractors
In the competitive world of swimming pool construction, preserving a stellar reputation is vital for ongoing success. Professional Liability Insurance, also known as Errors & Omissions (E&O) coverage, is specifically designed to protect contractors against claims of negligence, errors, or omissions that may occur during their work.
As a Swimming Pool Contractor, you are responsible for delivering high-quality craftsmanship in compliance with industry standards. However, even the most skilled professionals can face unexpected challenges or make mistakes. In such cases, clients may hold you accountable for financial losses or damages resulting from your work. Without adequate protection, a single lawsuit could have a devastating impact on your business.
Investing in Professional Liability Insurance is a proactive measure that defends your financial stability and reputation within the industry.
Professional Liability Insurance can help your business with:
- Protection against Legal risk
- Coverage for claims and financial risk related to errors and omissions in their work.
License Bonds for Swimming Pool Contractors
A contractor license bond is typically mandated by most states to secure or uphold your contractor permit. This license bond ensures that you will not breach any state regulations or abscond with a client’s down payment.
License bond prices can start as low as $70, but the cost may increase based on factors such as personal credit, licensing history, and the contractor’s classification.
We provide a comprehensive range of bonds (including performance & payment bonds, among others). Simply input your state and required bond type, or choose from a list, to receive an instant quote and complete the online binding process within minutes.