WORKERS’ COMP INSURANCE
Worker’s Compensation insurance covers work-related accidents, illnesses, and even death. In the event of an accident, worker’s compensation will protect your employees, while shielding your construction business from the possibility of liability for employee injuries.
What Does Workers’ Comp Cover?
In the construction industry, workers compensation claims come in every day. If one of your employees is injured or becomes ill as a result of their job, workers’ comp benefits cover the costs of getting them well and back to work, including:
- Medical expenses
- Lost wages
- Legal fees, in the event of a lawsuit
- Disability benefits
Workers’ compensation doesn’t just benefit your employee, it also protects you from financial losses in the event an employee injury becomes a lawsuit. You can get your employees the care they need to get back to work while protecting your business from headaches and costly lawsuits.
In the construction industry, your employees risk their safety simply by showing up for work. Prevent accidents from happening by emphasizing a culture of safety, and be prepared for accidents with workers’ compensation insurance so you can take care of the people who work hard for you.
General contractors and project owners can protect their investments in a construction project during the course of construction with the right contractor’s insurance policy in place.
Examples of Workers Compensation Claims:
- slip off a ladder
- fall from a roof
- be struck by a falling object
- be injured by heavy machinery.