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Protect your hard-working assets from risks of accident or theft for a quick replacement. PBIB offers cheap Tools and equipment insurance in Gainesville, FL

Tools & Equipment Insurance in Gainesville, FL

Tools and equipment insurance is designed to protect your high-value movable property. Tools and equipment coverage, also known as inland marine insurance, protects your hard-working assets from common risks like theft and damage, weather in storage, on the jobsite or in transport or in your vehicle.

Tools & Equipment Insurance

Tools and equipment insurance is designed to protect your high-value movable property. This is also known as inland marine insurance, protects your hard-working assets from common risks like: theft and damage, whether in a storage, on the job site or while transporting tools in your vehicle.

As a contractor, you regularly transport the tools, equipment, and supplies you need to get the job done. Tools and equipment insurance ensures your items’ replacement should an accident, theft, or loss happen.

There is no substitute for experience, so if you're trying to find the best possible tool & equipment coverage in your location, you have come to the right place! Place your business in the capable hands of Pascal Burke Insurance Brokerage today!

What Does Tools & Equipment Insurance Cover?

From the smallest hand tools to larger equipment such as welders, nail guns, generators and other high-value items, replacement costs can add up fast if your tools are stolen or damaged. With tools and equipment coverage, your investment in these assets is protected.

Tools and equipment insurance commonly includes coverage for the following types of property:

  • Property in transit, such as contractor’s tools and supplies.
  • Mobile equipment, such as forklifts, dozers, track hoes, maintainers, loaders.
  • Computer equipment and data, such as accounting software, lead-tracking data, policies, procedures, and other electronic assets.
Toolbox with equipments

When do you need Tools & Equipment Insurance?

  • Everyone needs tool coverage; loss can happen at any time.
  • In today’s environment a tool & equipment policy is essential as it follows your tools and equipment, from storage, transit and on the job site.

Optional Coverages

The following optional coverage can be added to most policies to meet the needs of the contractor:

  • Leased equipment coverage.
  • Borrowed equipment coverage.
  • Rental cost reimbursement coverage.
  • Coverage for employees’ tools and work clothing.

What is covered?

  • Your company tools and scheduled equipment over $2500 in value.
  • Coverage for tools and equipment is provided while in storage, or on the job site or in transit.
  • Rental Equipment (Optional Coverage) allows you to rent equipment and not pay the rental companies high insurance charges.
  • Theft or damage to tools or equipment while in storage, transit or on the job site.
  • Temporary replacement or rental of equipment until repairs can be made, or new equipment can be acquired.

What is not covered?

  • Borrowed tools or employee tools unless endorsed to the policy.
  • Tools or equipment over $2,500 in value must be scheduled.
  • Theft of unprotected tools & equipment.
  • Wear & Tear or rust damage.

The Best Tools & Equipment Insurance to get you on the job safely in Gainesville, FL

If you're running a contracting service, you most likely currently know how easily things can go wrong. From broken equipment to injured employees, and everything in between, building and construction is a hazardous industry where accidents happen every day. Being so, there are few things more vital to your contracting company than insurance that will cover you totally when hard times fall. So if you're trying to find the best possible license bond in Gainesville, FL, you’ve arrived - put your company in the capable hands of Pascal Burke Insurance Brokerage today!

Where Contractors Go to Get Insured!

We are specialist in an array of policies that cover not only general cases but specialty contractors. Check out how we can help you below.

Why us

Many contracting insurance brokers have business diplomas and briefcases - they might understand the stats, however they don't have the facts. When you select Pascal Burke Insurance Brokerage, Inc., you're drawing from decades of experience in the building and construction industry. Having been in the field ourselves, we know your insurance needs like the back of our hands - hands that are still calloused from the work you do everyday. Some things just can't be taught - they must be lived. So, if you want insurance coverage brokers who'll treat your company as they would their own, we're the ones for you. Let's build something.

About us

In 1974, our founder and president Pascal Burke began his career in construction as an architect’s apprentice, but his heart was in building so he joined a large concrete company, building parking structures and sports stadiums, After a few years he began his own construction company specializing in parking structures until 2005, he then joined the board of directors of an insurance company that specialized in contractors general liability. After 4 years, he began Pascal Burke Insurance Brokerage, Inc. Since this beginning we have specialized in contractors’ insurance and are licensed in over 40 states. We truly know contractors from the ground up!

Gainesville is located at 29°39'55' North, 82°20'10' West (29.665245, -82.336097),[18] which is roughly the same latitude as Houston, Texas. According to the United States Census Bureau, the city has an area of 62.4 square miles (161.6 km2), of which 61.3 square miles (158.8 km2) is land and 1.1 square miles (2.8 km2) is water. The total area is 1.74% water. Gainesville's tree canopy is both dense and species rich, including broadleaf evergreens, conifers, and deciduous species; the city has been recognized by the National Arbor Day Foundation every year since 1982 as a 'Tree City, USA'. A 2016 ecological assessment indicates Gainesville's urban tree canopy covers 47 percent of its land area.

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