877-893-7629 [email protected]

Interior Decorator

Save up to 40% on Interior Decorator Insurance, It is standard practice for PBIB to quote your insurance using multiple insurance carriers to provide you with the best price and coverage that meets your specific needs. All policies have flexible payment terms including annual or monthly payments.

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We typically recommend the following coverage for

At PBIB our goal is to provide you with the coverage you need to protect your business from loss. As insurance brokers we are not locked into any one insurance program but pick from a variety to best fit your individual insurance needs. We recommend the following coverages to protect your Interior Decorator business from losses, such as property damage, personal injury, employee injuries, damage or loss to vehicles or tools & equipment, including legal fees and indemnity:

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Tools and Equipment
  • Property
  • Bonding

Save up to 40% on Interior Decorator insurance

It is standard practice for PBIB to quote your insurance using multiple insurance carriers to provide you with the best price and coverage that meets your specific needs. All policies have flexible payment terms including annual or monthly payments.

INTERIOR DECORATOR STANDARD COVERAGES

General Liability

Occurence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Worker's Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits (* See note below)
$10,000

Excess Liability

Limits (* See note below)
$1,000,000
Notes
  1. Tools and Equipment limits should be adjusted to the actual value of the Tools and Equipment owned, leased, or rented by the Contractor.
  2. Excess Liability should be added to the policy is the insured perform “Hot Work” applications on structures with value more than $1M.

We offer services to help you get the business insurance coverage you need

General Liability

For , General Liability is the most important insurance coverage to protect your business from 3rd party claims such as property damage, or jury as a result of your work product. All it takes is one small mishap to change the course of your company forever. If a 3rd party experiences bodily injury or the destruction of property at the fault of your business, an ensuing lawsuit could seriously harm and even destroy your company. Our general liability insurance will safeguard you, your employees and your overall company from vulnerable circumstances and devastating lawsuits.

General liability might be legally required for your Interior Decorator license in your state or county where you work. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

General Liability for Interior Decorator can help you pay for:

  • Medical payments for 3rd party injuries
  • Property damage to 3rd party property
  • Legal fees and defense

Worker's Compensation

We provide the best policies in the industry, certain to protect you and your workers in the event of an injury or illness. Workers’ compensation will pay out employee medical costs and help recoup lost income so they can get back on their feet. In the event of a lawsuit, workers comp will protect you too. So pick us for a policy that will safeguard you and your workers.

If you have no employees, but need a Work Comp policy, not a problem, we also have policies that protect you and provide the coverage your customer requires.

Workers Compensation might be required for your Interior Decorator license in your state or county where you work. PBIB provides full-service certificates Monday through Friday and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Workers' Compensation for Interior Decorator can help you pay for:

  • Medical expenses of your injured employees
  • Disability & Retraining of your employee
  • Lost wages
  • Survivor benefit
  • Employer liability

Commercial Auto

It’s impossible to run your without your company vehicles to get you, your materials, and tools to the jobsite. We at PBIB know firsthand the value of your wheeled workforce and offer the insurance you need to be covered when trucks are damaged or stolen, we work to get you back working fast.

Commercial Auto insurance is an important insurance coverage for Interior Decorator, and a requirement for many projects, we provide full-service insurance certificates Monday through Friday to get you on the job, and 24/7 self-service certificates, this is what we call “Insurance on your time”.

Commercial Auto for Interior Decorator can help you pay for:

  • Hired & Non-Owned Auto, Legal defense from employees driving their own vehicles
  • Medical expenses from injuries
  • Collision repairs to your and 3rd party vehicles
  • Legal fees & Defense
  • Rental vehicle reimbursement

Tools & Equipment

Tools and equipment for Interior Decorator insurance is designed to protect your high-value movable property. Tools and equipment coverage, also known as inland marine insurance, protects your hard-working assets from common risks like theft and damage, at the site, in storage or as you transport them to and from your worksite.

Tools & Equipment for Interior Decorator can help you pay for damaged or stolen:

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

License Bonds & Surety Bonds

A license bond is required by most states to obtain or maintain your contractor license. The license bond guarantees that you won’t violate any state law regulations or runaways with a customer’s deposit.

You can get a license bond as low as $70, but the price goes up depending on personal credit, license history and the classification of the contractor.

We write all types of bonds (performance & payment and a whole list of others,) just enter your state and type of bond needed, or select from a list, and get an instant quote and bind online in minutes.

  • Tools & Equipment owned or rented by you
  • Employee tools and equipment (Optional)
  • Borrowed equipment (Optional)
  • Cost of renting interim equipment (Optional)

At Pascal Burke Insurance Brokerage Inc. (PBIBInc), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up!