As a contractor, you likely know that you need general liability insurance, but you may not know exactly what it is or what it covers. General liability insurance protects you from financial losses arising from third-party claims of bodily injury, property damage, or personal injuries, like slander or false advertising. It can also help cover the costs of your legal defense if you are sued.

     It is also one of the most common insurance coverages in the construction industry. As a general contractor, you have to acquire at least a $50,000 liability policy before acquiring a general contractor license. With this protection, you are shielded from most risks and can concentrate on growing and managing your business.

5 Tips for Contractors to Reduce Their General Liability Exposure

     Working as a contractor comes with a lot of inherent risks. From working with power tools to being on-site at dangerous construction sites, there is always the potential for something to go wrong. That’s why it’s so important for contractors to have a solid general liability insurance policy in place. But even the best insurance policy won’t do any good if you don’t take steps to reduce your risk exposure. Here are five tips for contractors to help reduce their general liability exposure: 


  1. Do a thorough job of assessing risks before taking on a project. 
  2. Make sure your employees are properly trained and aware of potential risks. 
  3. Use safety equipment and always follow safety protocols. 
  4. Be mindful of your worksite and keep it clean and free of hazards. 
  5. Keep accurate records of all safety procedures and training. 


     By following these tips, you can help reduce the risk of possible exposure to your general liability. It will be a great help for a construction company to save more money that can be invested in other assets like tools and equipment and save them from time constraints caused by future problems. 

     Here at Pascal Burke Insurance Brokerage, we specialized in giving you the best General Liability Insurance that fits your business needs. We are specialists in an array of policies that covers not only general contractors but every single trade in construction. For a hassle-free transaction about your insurance policy reach us at