877-893-7629 [email protected]

Builder's Risk Insurance

Where Contractors Go to Get Insurance!

Builder's Risk Insurance contractors face higher risks and are exposed to unique losses that differ from most other trades. Builder's Risk Insurance Contractors require specific endorsements to protect their business from catastrophic loss. At PBIB out goal is to provide you coverage to protect your business from the common causes of loss associated with your trade.

Protect your new build from unexpected catastrophes. Just a few clicks, and you can get back to doing what you do best.

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Get consultation call us 877-893-7629

Typical Coverages for Builder's Risk Insurance

General liability

Occurence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Workers Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits (* See note below)
$10,000

Excess Liability

Limits (* See note below)
$1,000,000
Notes
  1. Tools and Equipment limits should be adjusted to the actual value of the tools and equipment owned, leased, or rented by the contractor.
  2. Excess Liability should be added to the policy is the insured perform “Hot Work” applications on structures with value more than $1M.

Critical Coverages for Builder's Risk Insurance

General liability

Occurence Limit
$1,000,000
Product Completed Ops
$2,000,000
Each Occurence Limit
$1,000,000

Workers Compensation

Limits
$1,000,000

Commercial Auto

Limits
$1,000,000

Tools & Equipment

Limits (* See note below)
$10,000

Excess Liability

Limits (* See note below)
$10,000
Notes
  1. Tools and Equipment limits should be adjusted to the actual value of the tools and equipment owned, leased, or rented by the contractor.
  2. Excess Liability should be added to the policy is the insured perform “Hot Work” applications on structures with value more than $1M.

The Best Builder's Risk Insurance to get you on the job safely in Plano, Texas

If you're running a contracting service, you most likely currently know how easily things can go wrong. From broken equipment to injured employees, and everything in between, building and construction is a hazardous industry where accidents happen every day. Being so, there are few things more vital to your contracting company than insurance that will cover you totally when hard times fall. So if you're trying to find the best possible license bond in Plano, Texas, you’ve arrived - put your company in the capable hands of Pascal Burke Insurance Brokerage today!

Our Services

We Ensure that You're Insured!

We are specialist in an array of policies that cover not only general cases but specialty contractors. Check out how we can help you below.

Workers Compensation

If one of your employees is injured or becomes ill as a result of their job, worker’s comp benefits cover the costs of getting them well.

Contractor General Liability

General liability insurance gives you the peace-of-mind that your business assets are protected against risks or unforeseen events.

Commercial Auto

Whether you’ve got a work truck or an entire fleet, contractor commercial auto can protect your vehicles from the risks of the road.

Contractor Bonds

This is a legal obligation that quarantees you'll perform your work according to your contract while adhering to the regulations of your license.

Umbrella or Excess Insurance

Extend your insurance so you are covered in case a client requires higher liability insurance or protect against a high-dollar incident or claim

Tools and Equipment

Protect your hard-working assets from common risks like: theft and damage, as you transport them to and from your worksite.

Builder's Risk

Protect your unfinished building from theft, fire damage, structural damage and vandalism before you have the certificate of occupancy.

Installation Floater

This covers either all risks or specific sources of losses for materials or equipment specifically named in the policy.

Roofing Contractor Insurance

Roofing contractors face higher risks and are exposed to unique losses that differ from most other trades. Check out how we can help.

Commercial Property

Coverage of damage to contractor’s own buildings, office contents, and most other personal property that it owns.

Fire Protection Contractor’s General Liability

Fire Protection Contractors are a hard class to write. Lucky for you we are specialists and work with carriers that write specialty contractors.

Why us

Many contracting insurance brokers have business diplomas and briefcases - they might understand the stats, however they don't have the facts. When you select Pascal Burke Insurance Brokerage, Inc., you're drawing from decades of experience in the building and construction industry. Having been in the field ourselves, we know your insurance needs like the back of our hands - hands that are still calloused from the work you do everyday. Some things just can't be taught - they must be lived. So, if you want insurance coverage brokers who'll treat your company as they would their own, we're the ones for you. Let's build something.

About us

In 1974, our founder and president Pascal Burke began his career in construction as an architect’s apprentice, but his heart was in building so he joined a large concrete company, building parking structures and sports stadiums, After a few years he began his own construction company specializing in parking structures until 2005, he then joined the board of directors of an insurance company that specialized in contractors general liability. After 4 years, he began Pascal Burke Insurance Brokerage, Inc. Since this beginning we have specialized in contractors’ insurance and are licensed in over 40 states. We truly know contractors from the ground up!

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